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Terms & Conditions

Last updated: 30 January 2026

Acceptance of Terms

By accessing and using Lifetimes.co.nz ("the website"), you accept and agree to be bound by these Terms & Conditions. If you do not agree, please do not use the website.

AI-Generated Content Disclaimer

Important: A significant portion of the content on this website, including articles, guides, and descriptive text, is generated with the assistance of artificial intelligence (AI) technology. While we make reasonable efforts to review and verify AI-generated content, please be aware that:

  • AI-generated content may contain errors, inaccuracies, or outdated information
  • Content should not be relied upon as professional, financial, legal, medical, or tax advice
  • We recommend verifying important information with official government sources, qualified professionals, or relevant authorities
  • We do not guarantee the accuracy, completeness, or reliability of any AI-generated content
  • AI-generated content is provided "as is" for general informational purposes only

Use of Calculators & Tools

Our calculators and tools are provided for general informational and estimation purposes only. Please note:

  • Results are estimates and may not reflect your exact situation
  • Tax calculations are based on general rates and may not account for your specific circumstances
  • Financial tools are not a substitute for advice from a qualified financial adviser, accountant, or tax professional
  • Health tools (BMI calculator, calorie calculator, etc.) are for general guidance only and are not medical advice
  • We make reasonable efforts to keep tax rates, figures, and data current, but cannot guarantee they are always up to date
  • You should always verify important calculations with relevant professionals or official sources (e.g., IRD, ACC, your employer)

No Professional Advice

Nothing on this website constitutes professional advice of any kind, including but not limited to financial, tax, legal, medical, immigration, or employment advice. The content is for general informational purposes only. Always consult a qualified professional for advice specific to your situation.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Lifetimes.co.nz or its content suppliers and is protected by New Zealand and international copyright laws. You may not reproduce, distribute, or republish content without our written permission.

User Accounts

If you create an account on our website:

  • You are responsible for maintaining the security of your account credentials
  • You must provide accurate and complete information
  • You must not share your account with others
  • We reserve the right to suspend or terminate accounts that violate these terms

Classified Listings

If you use our classifieds feature:

  • You are solely responsible for the accuracy and legality of your listings
  • You must not post prohibited, illegal, or misleading items
  • We reserve the right to remove any listing without notice
  • We are not a party to any transaction between buyers and sellers

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of external sites. Linking does not imply endorsement.

Advertisements

We display advertisements through Google AdSense and potentially other advertising networks. We are not responsible for the content of advertisements. Any interaction with advertisers is solely between you and the advertiser.

Limitation of Liability

To the maximum extent permitted by New Zealand law:

  • Lifetimes.co.nz is provided "as is" without warranties of any kind
  • We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the website
  • We are not liable for any losses resulting from reliance on content, calculator results, or tool outputs
  • We are not liable for any errors or omissions in AI-generated content

Availability

We do not guarantee that the website will be available at all times. We may suspend or discontinue any part of the website without notice.

Governing Law

These terms are governed by the laws of New Zealand. Any disputes shall be subject to the exclusive jurisdiction of the New Zealand courts.

Changes to Terms

We may update these Terms & Conditions at any time. Continued use of the website after changes constitutes acceptance of the updated terms.

Contact

For questions about these Terms & Conditions, contact us at [email protected].